Tag: homebuyer
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What You Need to Know About Today’s Down Payment Programs
There’s no denying it’s gotten more challenging to buy a home, especially with today’s mortgage rates and home price appreciation. And that may be one of the big reasons you’re eager to look into grants and assistance programs to see if there is anything you qualify for that can help. But unfortunately, many homebuyers feel…
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Savings Strategies Every First-Time Homebuyer Needs to Know
If homeownership is on your goal sheet for your future, you are probably working on your savings. And a big priority is making sure you’ve got a plan in place for things like your closing costs, down payment, and more. Here are a few strategies that can help speed up that process. Budget and Track…
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Watching the Stock Market?
Check the Value of Your Home for Good News! While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past few years thanks to…
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How Owning a Home Builds Your Net Worth
Owning a home is a major financial milestone and an achievement to take pride in. One major reason: the equity you build as a homeowner gives your net worth a big boost. And with high inflation right now, the link between owning your home and building your wealth is especially important. If you’re looking to increase your financial security, here’s…
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2020 Homebuying Checklist | MyKCM
2020 Homebuying Checklist Some Highlights: If you’re thinking of buying a home, plan ahead and stay on the right track, starting with pre-approval. Being proactive about the homebuying process will help set you up for success in each step. Make sure to work with a trusted real estate professional along the way, to help guide you through the homebuying steps…
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What if I Wait a Year to Be a Home-buyer?
National home-values have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many home buyer to enter into the market and lock in low rates. As a seller, you will likely be most concerned about ‘short-term price’ – where home-values are headed over the next six months.…
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Buyers: Don’t Be Surprised by Closing Costs!
Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage? By law, a homebuyer will receive a loan estimate from their lender 3 days after submitting their loan application and they should receive a closing disclosure 3 days…