Category: Buyer
-
What to Know About Credit Scores Before Buying a Home
Know Your Credit Score If you want to buy a home, you should know your credit score is a critical piece of the puzzle to qualify for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your…
-
What You Really Need to Know About Home Prices
According to recent data from Fannie Mae, almost 1 in 4 people still think home prices are going to come down. If you are one of the people worried about that, here’s what you need to know. A lot of that fear is probably coming from what you’re hearing in the media or reading online.…
-
Builders Are Building Smaller Homes
There’s no arguing it, affordability is still tight. And if you are trying to buy a home, that may mean you need to look at smaller houses to find one that’s still in your budget. But there is a silver lining, builders are focucsed on building these smaller homes right now and they are offering…
-
Perks of Downsizing When You Retire
If you are about to retire, or just did, downsizing can be a good way to try to cut down on some of your expenses. For Buyers: Smaller homes typically have lower energy and maintenance costs. Plus, you may have enough equity built up to fuel your move. For Sellers: If you are thinking about…
-
Ways To Use Your Tax Refund if You Want to Buy a Home
Your Tax Refund Can Help Pay for Some of these Expenses Have you been saving up to buy a home this year? If so, you know there are a number of expenses involved – from your down payment to closing costs. But did you also know your tax refund can help you pay for some…
-
Six Cheap (Or Free) Ways to Increase Your Home’s Value!
You Don’t Have to Spend a Fortune to Increase Your Home Value Owning a home is an investment. Although owning a house will never give you a better return on other investments, the combination of building equity in a large asset that reliably appreciates and not pouring money into the black hole known as “rent”…
-
Should I Move with Today’s Mortgage Rates?
Time To Move? When mortgage rates spiked up over the last few years, some homeowners put their plans to move on pause. Maybe you did too because you didn’t want to sell and take on a higher mortgage rate for your next home. But is that still the right strategy for you? “Listings are up…
-
The Newest Home-Buying Puzzle
What to Pay Your Real Estate Agent A settlement that stands to do away with real estate commission rules is rewriting the playbook for home buyers. Home buyers have long been told they have one way to work with a real estate agent. Starting this summer, they are poised to have many. Buyer Options One…
-
The Best Week to List Your House is Almost Here
Are You Thinking About Making a Move? If so, now may be the perfect time to start the process. That’s because experts say the best week to list your house is just around the corner. A recent Realtor.com study looked at housing market trends over the past several years (with the exception of 2020, since…