Category: Insights
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What Credit Score Do You Really Need to Buy a Home?
According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed. That means most homebuyers think they need better credit than they actually do. That could make you think buying a home is out of reach for you right now, even if that’s…
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The 3 Things You Risk by Pricing Too High
When selling your house, the price you choose isn’t just a number, it’s a strategy. And in today’s market, that strategy needs to be sharp. The number of homes for sale is climbing. And that means buyers have more choices and can be more selective. If your price doesn’t line up with what else is…
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Today’s Tale of Two Housing Markets
Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots, sellers still hold the power. It’s a tale of two markets. What’s a Buyer’s Market vs. a Seller’s Market?…
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Advice First-Time Homebuyers Need to Hear
Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process might be brand new to you, its not new to me. I have helped plenty of first-time buyers through it. I know what works, what actually matters, and how…
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Why a Newly Built Home Might be the Move Right Now
Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why. There are more brand-new homes available right now than there were even just…
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Three Ways to Pay for a Home If a Traditional Mortgage Isn’t on the Table
Cash isn’t the only option if you don’t want or can’t qualify for a regular home loan. If you are shopping for a luxury home, what can you do if you are self-employed or highly leveraged and won’t qualify for, or don’t want, a traditional mortgage? Many buyers simply pay cash for their homes. According…
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The Truth About Where Home Prices Are Heading
There are plenty of headlines these days calling for a housing market crash. But the truth is, they are not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. It’s not a crash! Yes, in some local markets, prices are flattening or even…
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What You Should Know About Getting a Mortgage Today
If you’ve been putting off buying a home because you thought getting approved wouldbe too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standardss are still strong. Lenders are makingit slightly easier for well-qualified buyers to access financing, which is opening more doors for people ready…
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Why Big Investors Aren’t a Challenge for Today’s Homebuyer
Remember the chatter in the headlines about all the homes big institutional investors were buying? If you were thinking about buying a home yourself, you may have wondered how you’d ever be able to compete with that. Here’s the thing. That’s not the challenge so many people think it is – especially right now. Let’s…