Author: Ben
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Pre-Approval in 2023
What You Need To Know One of the first steps in your homebuyers journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. In a pre-approval, the lender tells you what types of loans you may be eligible to take…
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What Past Recessions Tell Us About the Housing Market
It doesn’t matter if you are someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tells us to see what could…
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Think Twice Before Waiting for 3% Mortgage Rates
Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result. Some decided to put a…
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The Truth About Negative Home Equity Headlines
Home equity has been a hot topic in the real estate news lately. If you have been following along, you may have heard there’s a growing number of homeowners with negative equity. But don’t let those headlines scare you. In truth, the headlines don’t give you all the information you really need to understand what’s…
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Is It Time To Sell Your Second Home?
During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent…
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How to Use Vining Plants
Easy ways to use vining plants in your garden Often overlooked, these twisting and vining plants are an incredible asset, providing shelter for wildlife, vertical color and even a bit of privacy. But, they are often misunderstood. One little known fact is wildlife welcomes vines. Flowering species yield nectar for pollinators, and some produce edible…
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What Are Your Goals in the Housing Market This Year?
If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with a trusted real estate agent to bring your homeownership vision for the new year into focus. In the last year, high inflation had a big impact on…
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Wondering How Much You Need to Save for a Down Payment?
If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could be. Understand 20% Isn’t…
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Planning To Sell Your House?
It’s Critical To Hire a Pro With higher mortgage rates and moderating buyer demand, conditions in the housing market are different today. And if you are thinking of selling your house it’s important to understand how the market has changed and what that means for you. The best way to make sure you are in…