Author: Ben
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What’s Really Happening with Mortgage Rates?
Are you feeling a bit unsure about what’s really happening with mortgage rates? That might be because you’ve heard someone say they’re coming down. But then you read somewhere else that they’re up again. And that may leave you scratching your head and wondering what’s true. The simplest answer is: that what you read or…
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Bridging the Gaps on the Road to Homeownership
Homeownership is a major part of the American Dream. But, the path to achieving this dream can be quite difficult. While progress has been made to improve fair housing access, households of color still face unique challenges on the road to owning a home. Working with the right real estate agent can make all the…
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Why You Need an Oak Tree in Your Backyard
Just one oak tree provides shelter and food for hundreds of bird and butterfy species. Plus, it offers a shady escape in your backyard. Native trees offer incredible benefits for wildlife, so it’s more important than ever to plant an oak tree. Oak Tree Wildlife Benefits The oak tree is indeed mighty when it comes…
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Dave Ramsey Says Now is the Time to Buy a House – Here’s How
Housing Market The housing market is famously difficult to predict, but there are a number of factors to consider that can give potential buyers a sense of current and upcoming trends. Radio host and bestselling personal finance author Dave Ramsey offers a few data points to examine for people who are looking to buy a…
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Houses Are Still Selling Fast
Have you been thinking about selling your house? If so, here’s some good news. While the housing market isn’t as frenzied as it was during the ‘unicorn’ years ,they are still selling faster than normal. The graph below uses data from Realtor.com. It tells the story of median days on the market. For Realtor.com, days…
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Why It’s More Affordable to Buy a Home This Year!
Some Highlights Home affordability depends on three factors: mortgage rates, home prices and wages Mortgage rates are down from their recent peak. Home prices are expected to rise at a slower pace. Wages are increasing faster than usual. That’s good news if you want to buy a home because it means affordability is getting better.
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Top Benefits of Buying a Multi-Generational Home
Has the idea of sharing a home with loved ones like your grandparents, parents, or other relatives crossed your mind? If so, you’re not alone. More buyers are choosing to go this route and buy a multi-generational home. Here’s a look at some of the top reasons why. See if a home like this may…
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Are More Homeowners Selling as Mortgage Rates Come Down?
If you’re looking to buy a home, the recent downward trend in mortgage rates is good news because it helps with affordability. But there’s another way this benefits you. It may inspire more homeowners to put their houses up for sale. The Mortgage Rate Lock-in Effect Over the past year, one factor that’s really limited…
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Homebuyer Terms to Learn
Key Terms Every Homebuyer Should Learn Buying a home is a big deal. It can feel especially complicated if you don’t know the terms used during the process. If you plan to become a homeowner this year, it’s a good idea to learn these key housing terms and understand how they relate to the current…