Category: Buyer

  • Buying a House This Year? This Should Be Your 1st Step!

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    Ben
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    The number of buyers searching for their dream homes outnumbers the number of homes for sale. Many markets across the country are experiencing this. This has led to a competitive marketplace where buyers often need to stand out. Show that you are serious about buying your dream home. Before starting your search, try to get pre-qualified or pre-approved…

  • What if I Wait a Year to Be a Home-buyer?

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    Ben
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    National home-values have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many home buyer to enter into the market and lock in low rates. As a seller, you will likely be most concerned about ‘short-term price’ – where home-values are headed over the next six months.…

  • Buyers: Don’t Be Surprised by Closing Costs!

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    Ben
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    Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage? By law, a homebuyer will receive a loan estimate from their lender 3 days after submitting their loan application and they should receive a closing disclosure 3 days…

  • How to Honor a Veteran Today and Everyday

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    Ben
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    It was one hundred years ago. On the eleventh hour of the eleventh day of the eleventh month, it was the end of the “war to end all wars.” That day, to be observed annually on the eleventh day of the eleventh month, became known as Armistice Day. Later on, it became known as Veterans…

  • 2 Myths Holding Back Home-Buyers

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    Ben
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    Home-buyers, Your dream home may already be within your reach. Buying your first home or moving up to your dream home, know your options. It will make the mortgage process easier. Urban Institute recently released a report:  “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability.” “[Home-buyers] often think they need to put more money…

  • 5 Tips for Starting Your Home Search

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    Ben
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    In today’s real estate market, with low inventory dominating the conversation in many areas of the country, it can often be frustrating to first-time homebuyers if you aren’t prepared. In a recent realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights some steps that first-time homebuyers can take to help carry their excitement of…

  • Buying Remains Cheaper Than Renting in 39 States!

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    Ben
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    In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers show that the range is an average of 3.5% less expensive in San Jose (CA), all the way…