Category: Financial
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“Savings” plan: Cash value life insurance vs home ownership
Incentives to save and have a nest egg at the end of 20 years can take many forms. Cash value life insurance, touted as an insurance/savings plan is more often sold than other forms of life insurance. It can be borrowed against but the net returns are not as substantial as if term insurance were bought…
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Own To Build Wealth (Over Time)
Home ownership can build wealth over time….if you buy a home that you can actually afford. You build wealth(equity) every month you own your home. Your equity in your home is the amount of money you can sell it for minus what you still owe on it(mortgage). The mortgage comes with tax benefits: The…
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SPOOKY STORIES FROM A RESTLESS REALTOR Part 5b: TRIUMPH OVER TEMPERATURE (Air Conditioning)
While you would think winter isn’t exactly the season to worry about your A/C working properly, it’s actually one of the better times to get it looked at. Good HVAC guys are in short supply so when the first heat waves of summer roll around, they get booked FAST. The best way to ensure you…
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Spring Protection
Southern New England is emerging from the yearly blanket of winter’s chill and the ground is down where we look to see it. To make sure our homes are kept safe from the elements we should first start looking up, up at the roofs and the gutter systems. Beg or borrow a pair of binoculars,…